Blog
PRCI Market Insights for a weekly email and blog that delivers the latest investing news and information.
The 401(k) Millionaires Club
The stock market rebound has significantly increased the number of workers with $1 million or more in their workplace retirement accounts. According to Fidelity Investments, employees with 401(k) balances exceeding $1 million rose 26...
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Your First Paycheck: A Primer for Teens & New Income Earners
What you do with your first paycheck is more valuable than you might realize. Here are three tips for teenagers or first time income earners that will help you get a head start on good financial decisions.
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Markets in the News
What 's the news about the recent credit downgrade? What does history tell us about the relationship between the S&P 500 and the month of September? All this and more.
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PRCI Insights: What You Need to Know About Today's Fed Meeting
Today, the Federal Reserve raised interest rates for the 9th time to combat inflation amidst banking turmoil. If you have a portfolio, here's 3 Key Take-a-ways you kneed to know.
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Investing Lessons from Ancient Rome: 3 Eternal Investing Principles
In this article, we examine the investment approach of Cicero, the renowned Roman philosopher and statesman. We discuss how his investment strategies are still relevant today and provide insights for modern-day investors.
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The U.S. Economy in 2023: What Recent Data Suggests.
Early indications suggest the U.S. economy is performing well this year, following solid growth with a slight dip in late 2022. The Commerce Department revealed that Gross Domestic Product (GDP) rose at an annual rate of 2.7% in the...
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The Cost of NOT Investing in Your 401(k)
Maximizing Your Retirement Savings: Don't Miss Out on 401(k) Benefits Are you concerned about your retirement savings during a possible recession? Discover why enrolling in your employer's 401(k) plan is critical to achieving long-term...
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What the Latest Fed Rate Hike Means for Investments
What you should know: The Federal Reserve is raising interest rates to control inflation and maintain a restrictive monetary policy stance, with the benchmark federal-funds rate rising from near zero to a range between 4.5% and 4.75%.
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Is the Bear Market Over?
What you need to know: Although stocks are off to a good start in 2023 and the economy being strong in Q4, it takes more than just a few good weeks and a few solid economic reports to determine the end of a bear market.
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Beware the ESG Activist Investment Advisor
ESG Investing may prioritize social or climate agendas over the best interests of investors, putting their financial goals at risk. In November or 2022, President Biden created a rule that would allow for fund managers to decide that ESG wa
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The Economy: What's Working, What's Not, & What's Next.
What you should know: GDP growth in Q4 2022 was 2.9%, slightly lower than Q3's 3.2%. Increases in private inventory investment, consumer spending, and government spending helped drive growth, while decreases in residential fixed investment
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3 Investing Books You Should Own
Investing can be a daunting task, and with so many books on the subject, it can be hard to know which ones are worth reading. However, there are a few books that stand out as being particularly valuable for serious investors. In this...
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Your Tolerance for Risk vs. Your Portfolio's Actual Risk
Risk tolerance is a key factor to consider when building and managing an investment portfolio. It refers to an individual's ability and willingness to take on risk in pursuit of potential returns. Understanding your risk tolerance is...
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5 Considerations For Your Portfolio During a Recession
Recessions have been a part of economic history for centuries. The earliest recorded recession occurred during the Roman Empire in AD 37-41, when Emperor Caligula's extravagant spending and subsequent economic policies led to inflation...
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Review Your Portfolio or the Bear Might Get It
One of the key considerations during a bear market is to focus on investments that provide a steady stream of income, such as dividends. Dividend-paying stocks can provide a source of income during a bear market, helping to mitigate the imp
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Outlook 2023: What's Next for Interest Rates?
What does the bond market know that the Fed isn’t telling us?Fed officials recently have said that short-term rates will need to climb to over 5 percent to bring inflation under control. But in the table below, you can see that...
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Three Steps To Get Serious About Your Investments
You've been putting off reviewing your investment portfolio for months, maybe even years. You know you should, but you keep telling yourself that the market will turn around soon and you'll be able to recoup your losses. Well, it's...
Read MoreWhat the U.S. Housing Market Says about The Importance of Having a Strategy.
There is a wide dispersion of forecasts among industry watchers in assessing the job market, interest rates, and the possibility of an economic recession—and therefore how these factors will affect housing markets & your overall portfolio.
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Weekly Market Insights: Stocks Rally, Despite Recession Concerns
This weeks update with insights and observations to help you make sense of the market. Sign up for the weekly market insights news letter.
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7 RETIREMENT TIPS TO CONSIDER TODAY
7 RETIREMENT TIPS TO CONSIDER IN YOUR 50'S - FREE DOWNLOAD.
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When Will the Stock Market Hit Bottom?
The number one question I’m hearing this week is, “When are we going to see the stock market reach a low point?” In spite of recent volatility, my answer remains the same: rather than timing the markets, focus on time...
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Don't go it alone.
When markets cycle lower like they have been lately, perspective is critical. If you’re not connected to someone with experience, it can be easy to miss the big picture. If you zoom out a bit in history, most investors haven't...
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THE 4 THINGS YOU’RE ALLOWED TO DO WITH YOUR OLD 401(K)
You’ve worked hard and you’ve saved money away in your companies 401(k) but now you’ve moved on. Maybe you retired or just changed jobs. Either way, it’s important to know what your options are.
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